Commercial Mortgage
Ace Commercial Finance provides customized financing solutions for nationwide Commercial Mortgage seekers, including:
Apartment Loans - Financing for apartment buildings and multi-family properties with more than 5 units. We provide several direct, highly competitive commercial real estate loan products for qualified properties with commercial mortgages from $500,000 up to $100 million plus. We will help you buy a new Apartment building or refinance your current commercial Mortgage. APPLY!
Office Building Loans - Large or small office building financing available with very competitive rates. Whether you need to refinance an existing office property or you need acquisition financing – we can help you structure the office loan that meets your needs. Perhaps you want to expand your business by acquiring a bigger location or you prefer to deal with commercial tenants, we can make your dream a reality. APPLY HERE
Hospitality & Hotel Loans - An important investment sector in the commercial mortgage market. Although it is easier to finance a nationally known named hotel (Quality Inn, Marriott, Motel 6, Hilton etc..) At Ace Commercial Financing we have the lenders to finance any hotel deals you may have. Getting a hotel loan for a property is possible provided it meets some basic conditions, including that the property is well located and has a profitable operating history. APPLY!
Retail Property Loans - Flexible lending programs for retail business owners and investors. Eligible properties include either anchored or unanchored single-story retail centers, as well as net leased single tenant properties with certain occupancy and sales requirements. APPLY!
Industrial & warehouse – The industrial segment of commercial real estate includes warehouses, manufacturing, high tech and processing type facilities. With the environmental, legal and zoning issues involved, this specialty requires a great deal of expertise that you gain by working with Ace Commercial Finance.
Getting a Commercial Mortgage for your property is more likely provided it meets some of these basic conditions:
- Adequate ceiling heights
- Profitable operating history
- Access to primary thoroughfares
Whether you need to refinance an existing industrial property or you need acquisition financing – we can help you structure the industrial loan that meets your needs.
Our success is measured by our clients’ success, and our mission is to be your source for the most appropriate – and advantageous – industrial financing solution that helps you achieve your goals.
Self storage loans – Eligible properties include single and multi-tenant properties including warehouses used for storage, as well as self-storage facilities.
Getting a Commercial Mortgage for your property is possible provided it meets some of these basic conditions:
- Solid occupancy history
- Potential for profitability
- Access to primary thoroughfares
Whether you need to refinance an existing storage property or you need acquisition financing – we can help you structure the storage loan that meets your needs. APPLY!
Construction loans – For construction loans valued at over $3 million our Lenders may be willing to review a certain number of qualified projects.
Eligible properties include apartments, retail, office, industrial and other property types which have the potential to be an excellent real estate investment.
Getting a construction loan is not as easy as in years past, but still sometimes possible provided it meets some of these basic conditions:
- Loan value above $3million
- Potential for profitability
- Access to primary thoroughfares
Our success is measured by our clients’ success, and our mission is to be your source for the most appropriate – and advantageous – construction financing solution that helps you achieve your goals.
Mezzanine financing – The enhanced mezzanine loan programs are best suited for qualified, middle market, income-producing properties that exceed the traditional 75% LTV limit imposed by most lenders. Highlights of this loan program include:
| Typical Deal Term Summary | ||
| Enhanced Debt | Mezzanine Debt | |
|
Loan Size |
$5 – $20 Million | $2 – $15 Million |
|
Interest Rate |
Typically floating rate, LIBOR based | 9%-11%, typically fixed |
|
Loan Fee |
Typically 0%-1% | Typically 1%-3% |
|
Exit Fee |
Typically 1%-4% and/or participation in cash flow or residual value | Targeted total returns of 11%-19% |
|
Loan to Cost |
Up to 90% | Up to 97% |
| Common Terms & Parameters | |
|
Loan Term |
3 – 5 years |
|
Amortization |
Negotiable based upon business plan |
|
DSCR |
No requirements; deal specific underwriting, interest reserves may be permitted |
|
Property Types |
Industrial, Office, Multi-family, Hotel, Condominiums, Manufactured Housing Communitites, Anchored Retail & Self Storage throughout the U.S. |
|
Property Size |
Individual properties valued at under $40 million |
|
Borrower |
Property type experience with strong track record |
Whether you need to refinance an existing property or you need mezzanine financing – we can help you structure the mezzanine loan that meets your needs.
Smaller multifamily loans – At Ace Commercial Finance we know helping you with your smaller multifamily mortgage will facilitate bigger commercial real estate investment for you, thus we don’t push away smaller loans, there are a number of unique opportunities for smaller multi-family financing. These generally include properties with five or more units and these qualities:
- Excellent rent role history
- Sound management plan
- Good resale potential
Smaller multifamily properties are often a solid investment opportunity, especially these days as the demand for these properties remains strong in relation to the housing market. Whether you need to refinance an existing multi-family property or you need acquisition financing – we will do our best to help you structure the multi-family loan that meets your needs.
There are many dynamics to making sensible investment decisions in today’s market. Working closely with expert loan advisors, you will get an Ace up your sleeve – maximizing terms and minimizing risk – while closing your deal on time and with favorable terms.
To speak directly with an investment advisor and to learn more about our financing services, please submit your Commercial Mortgage Application.
